Nu Holdings Ltd股票（NU）今日价格：实时图表与分析

NU

Nu delivered strong results in 2025. Revenue reached $16.3 billion, up 45%, and net income grew to $2.9 billion (from $2.0 billion in 2024). Q4 was especially strong, with $4.9 billion in revenue and $895 million in profit. Return on equity hit 33%, the highest in the company’s history. Nu also added 17 million customers during the year. Average revenue per active customer rose to $15 per month, up 27%, showing that users are adopting more products. In early 2026, Nu received conditional approval to launch banking operations in the US - a major step as it expands beyond Latin America. The company plans to invest heavily this year to support growth in the US, Mexico, and Colombia. There are still risks to watch. Brazil’s economy can be volatile, which affects results in US dollars. Higher interest rates may impact loan quality, and entering the US market means competing with strong digital banks. At the same time, Nu has clear strengths: a low-cost digital model with no branches, high customer satisfaction, and strong data-driven lending across a large user base.