SoFi Technologies Inc股票（SOFI）今日价格：实时图表与分析

分析

SoFi had a strong Q4 2025. It reached $1 billion in quarterly revenue for the first time, up 37% from a year earlier. Profit (EBITDA) grew 60% to $318 million, and the number of users rose to 13.7 million (+35%). For the full year, revenue reached $3.6 billion, up 38%. SoFi also reported $174 million in net income in Q4 - its ninth profitable quarter in a row. Customer deposits grew to $37.5 billion, helping fund its lending business at lower cost. The company continues to expand its products. In late 2025, it launched crypto trading and introduced its own stablecoin, SoFiUSD. For 2026, SoFi expects revenue of about $4.7 billion (+30%) and strong earnings growth in the coming years. There are still risks. The business is sensitive to interest rates, which can affect profitability. Loan quality could weaken if the economy slows. The company also faces strong competition from both traditional banks and fintech companies.