Harga beli
15,91
Harga saham SoFi Technologies Inc (SOFI) hari ini: grafik live dan analisis
SoFi Technologies (Nasdaq: SOFI) is a nationally chartered US digital bank that started life as a student loan refinancer on Stanford's campus in 2011 and has grown into a full-service financial platform. The bank charter - secured in 2022 through the acquisition of Golden Pacific Bancorp - is the key competitive advantage: it lets SoFi fund loans with lower-cost customer deposits rather than more expensive wholesale funding, which most fintech competitors can't do. CEO Anthony Noto has positioned SoFi as a one-stop shop covering loans, investing, banking, and credit cards, all from a single app.
Harga jual
15,9
Grafik SoFi Technologies Inc
Kinerja Harga
1 minggu
-11.37% -11.37%
-11.37% -11.37%
1 bulan
+21.55% +21.55%
+21.55% +21.55%
YTD
-6.94% -6.94%
-6.94% -6.94%
Tahun
-6.94% -6.94%
-6.94% -6.94%
5 tahun
-6.94% -6.94%
-6.94% -6.94%
Informasi tentang kinerja di masa lalu bukanlah indikator kinerja di masa mendatang yang dapat diandalkan.
Profil SoFi Technologies Inc SOFI
- Sektor Financials
- Industri Diversified Financial Services
- Negara United States
- Didirikan 2011
- ISIN US83406F1021
- CEO Anthony Noto
SOFI
Q4 2025 was a milestone: SoFi crossed $1 billion in quarterly revenue for the first time, with adjusted net revenue of $1.0 billion (+37% YoY), adjusted EBITDA of $318 million (+60%), and 13.7 million members (+35%). FY2025 adjusted net revenue came in at $3.6 billion (+38%). Net income for Q4 was $174 million, the ninth consecutive quarter of GAAP profitability. Total deposits grew to $37.5 billion by year-end, funding the lending business at attractive rates. SoFi also launched crypto trading in Q4 2025 - the first nationally chartered bank to do so - and introduced its SoFiUSD stablecoin. Management's FY2026 guidance is for $4.655 billion in adjusted net revenue (+30%) with 38–42% compound annual EPS growth through 2028. A short-seller report in early Q1 2026 raised accounting concerns that SoFi publicly disputed, creating some noise around the stock. The real risks are interest rate sensitivity (higher-for-longer rates compress net interest margins), credit quality in personal loans if the macro softens, and the difficulty of competing on all fronts against both established banks and specialised fintechs.
Bagaimana cara membeli SoFi Technologies Inc?
- 1
Daftar
Buat akun dan selesaikan verifikasi singkat.
- 2
Dana setoran
Tambahkan dana ke dompet Anda melalui kartu, transfer bank, atau kripto.
- 3
Transaksi
Pilih SOFI, tentukan jumlahnya, lalu klik beli atau jual — selesai!
SoFi Technologies Inc
SOFI
15,905
-3.83%
Instrumen CFD
FAQ